For many prospective movers, one of the first questions is: how does the cost of living in Puerto Rico compare to the mainland U.S.? The answer is nuanced—but in many cases, it can be significantly more affordable, especially when factoring in housing, taxes, and healthcare.
Housing is where most newcomers see the biggest savings. Rent and property prices in cities like San Juan, Aguadilla, or Ponce are often lower than equivalent homes in cities like Miami or Los Angeles. You can find comfortable condos near the beach or even mountain-view villas at a fraction of mainland prices. Utilities, however, can be unpredictable—electricity costs more due to the island’s aging grid, while water and internet are reasonably priced.
Groceries and consumer goods are slightly more expensive than in the continental U.S., largely due to shipping costs and the Jones Act, which requires goods to be transported via U.S. ships. That said, local produce, seafood, and markets offer affordable alternatives. Eating out is also generally less expensive, especially in local spots outside major tourist areas.
Healthcare in Puerto Rico is generally affordable, and many residents use private insurance in combination with Medicare. While some specialized medical services may require travel to the mainland, everyday care is accessible and cost-effective.
Ultimately, how much you save depends on your lifestyle. But if you’re looking to trim expenses without sacrificing comfort, Puerto Rico presents a financially appealing alternative to high-cost mainland living.
Want help? Contact Blackmont Homes and we’ll guide you to the perfect neighborhood. We have listings and representation available in each of these top destinations across the island.
